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Terms Of Service

The service ("Membership") is for educational purposes and is not an investment recommendation nor to be representative of professional expertise.  Traders Club - Kay Kim ("First Party") is not an investment advisory service, nor a registered investment adviser or broker-dealer and does not purport to tell or suggest which securities customer/client ("Second Party") should buy or sell.  The risk of loss in trading securities and options can be substantial.  Second Party fully understands all relevant risk factors including his/her own personal financial situation before trading.   First Party is not responsible for any trades Second Party place with his/her brokerage firm(s).  Second Party is solely responsible for any live trades placed in his/her own personal or entity accounts. First Party is in no way responsible for Second Party’s individual loss of his/her trading decisions, executed trades, or any other actions which may lead to loss of funds in his/her account.  Second Party understands and acknowledges that there is a very high degree of risk involved in trading securities. First Party assumes no responsibility or liability for his/her trading and investment results. Any examples, recommendations, factual statements, alerts, and newsletters from First Party (to Second Party via email, text, blog, or any other communication forms) are only for the purpose of educational service and not an investment advisory service.  It should not be assumed that the methods, techniques, or indicators presented by First Party will be profitable or that they will not result in losses.  Past results of the trading system taught by First Party are not indicative of future returns and present trading ideas by First Party are not indicative of guaranteed results.  In addition, the indicators, strategies, columns, articles and all other features of First Party are provided for informational and educational purposes only and should not be construed as investment advice.

Automatic Renewal 

Your Membership will continue until the next billing cycle date and then it will automatically renew for another term unless you cancel the Membership before the renewal date.  You can cancel it anytime by simply emailing our Club "" or login into your PayPal account to cancel.

Refund Policy

First Party does not offer prorated refunds for canceling Membership early, and all sales are final without refunds. If you cancel the Plan early, your Plan will continue until the upcoming anniversary date when the service began and it will automatically expire.


Your Membership may NOT be assigned or transferred to any other person or entity.  You agree that all materials are for a single subscriber's eyes and your Membership can NOT be shared with any other person or entity or share your member account with someone else other than yourself. Your Membership may be subjected to termination and forfeit the remaining balance of your subscription without refund if violated.